Strategy

What Occurs if You Default on a Merchant Cash Advance?

Legal Action

If you default on a MCA funder, they may take immediate legal action against you. With failure to respond to the lawsuit within the required period of 20 to 30 days, the court may enter a default judgment against you and your business. .

Debt Collection

After obtaining a judgment, the MCA funder may seek to collect the debt by using various means, such as seizing assets, garnishing bank accounts, contacting your customers, and so on.


Assets Disruption

The funder might also attempt to freeze your personal and business bank accounts and/or disrupt your business relationships.




While the consequences of defaulting on an MCA company may seem daunting, there's no need to panic.

Safeguard Your Cashflow

Reevaluate your company expenses.
Distinguish good business from bad debt.
Restrategize your financial infrastructure.
Protect your assets. Implement a debt resolution strategy.

- Elevate

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Steps to Success:
Finalizing an MCA Settlement

Reaching a reduced payment arrangement or settlement agreement with an MCA company can be a complex process that requires attention to detail and careful planning. To ensure that you avoid any potential pitfalls and secure the best possible outcome, you need to follow a specific procedure.

By enrolling into our Elevate program, you can benefit from our experience and expertise in negotiating heavily reduced settlement amounts with MCAs. Our clients have settled for as low as 20–30% of their original debt. Our approach is focused on achieving a win-win solution that allows you to move on from the MCA debt and regain financial stability.

During the resolution process, it's critical to avoid any actions that could jeopardize the agreement or trigger legal action by the MCA company.

Our Elevate program will guide you through the necessary steps and help you navigate any potential obstacles.

With our support, you can complete the resolution process smoothly and with confidence, knowing that you are taking the necessary steps to protect your financial interests. Our goal is to help you leave the MCA debt behind forever and move towards a brighter financial future.